GeoPension™
Make Social Security Feel Like a Pension Again
GeoPension (short for Geography Pension) is a step-by-step plan to retire better overseas by choosing the right country, city, and neighborhood.
Build Your GeoPension Plan
You’re worried your retirement math doesn’t work anymore—and you’re not alone.
A GeoPension Plan uses geography—choosing the right country, city, and neighborhood—to turn fixed income (Social Security + modest savings) into a livable, pension-like retirement—more like the comfortable retirement many of our parents had.
It’s not a fantasy. It’s a framework.
- Lower, more predictable costs (especially housing + healthcare)
- A lifestyle that’s still safe, stable, and sustainable
- Real numbers, real neighborhoods, real tradeoffs
The Problem GeoPension Solves
For many Americans, retirement used to be comfortable, with a stable pension and manageable costs. But these days, Social Security has been eroded by inflation, 401(k)s are volatile, pensions are rare, and healthcare + housing costs are soaring.
GeoPension is about changing the geography so your monthly numbers work again.
What “GeoPension” is (simple definition)
GeoPension = Geography Pension
Using location—country + city + neighborhood—to improve the “retirement equation” without needing higher investment returns.
Instead of asking only “Where can I retire abroad?”, GeoPension asks:
- “Can I actually live here on my income?”
- “What does normal monthly life cost in real neighborhoods?”
- “How’s healthcare, safety, walkability, community, and long-term practicality?”
What makes GeoPension different
A lot of retirement-abroad content:
- Stays at the country level (too broad)
- Glosses over the math
- Sells a dream instead of a plan
The GeoPension approach is:
- Numbers-first
- City- and neighborhood-level
- Evidence-based
- Honest about tradeoffs (and dealbreakers)
How we research cities
When we profile a city, we focus on:
- Housing (real long-term rents, not just tourist listings)
- Groceries + everyday costs
- Healthcare access + typical costs
- Safety & stability (day-to-day reality)
- Walkability/transport
- Community & belonging
- Language reality
- Visa/practicality (what it takes to stay long-term)
GeoPension Report Card for Cities
We also publish a simple GeoPension “Report Card” so cities can be compared apples-to-apples. We use a repeatable 1-10 scoring system for core dimensions (housing, healthcare, safety, visa practicality, etc.) to create a city-level snapshot.
Next Steps
- Country Guides: Find countries that fit your budget and priorities
- Blog: Guides, cost breakdowns, and planning steps
- YouTube Channel: Field research trips + city profiles
Course Spotlight: Mastering Affordable Retirement Abroad
Just launched! Our comprehensive new course provides a step-by-step, GeoPension-informed roadmap to guide you through the entire process. Save hundreds of hours of research and prevent costly mistakes with this one-of-a-kind resource.
Disclaimers
GeoPension ratings and city profiles are based on research and on-the-ground observations at a point in time. This is not individualized financial/legal/medical advice, and costs, safety, and visa rules can change.
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